Full question: For the 12 months to re-do application, I am confused about exactly when it starts. Count from the first month retirees start collecting benefits or from the first month of applying? Hello, If you change your mind about starting your benefits, you can cancel your application for up to 12 months after you…

Full question: Is someone required to take Social Security when they turn 70, or can they decline it/never file a claim for it? Sounds crazy on the surface but the situation is husband and wife are on Medicaid, living on only husband’s income, wife turning 70 soon and if she claims her 500/month retirement benefit…

Full question: I’m 61 and I plan on working for at least a few more years before retiring from my job and I’m still not sure when I would like to collect Social Security. However, I want to check my earning’s history and make sure it is accurate. Where can I check this information? Hello, You…

Hi there, Good news! Yes, you may certainly withdraw your application for Social Security retirement benefits. If you have changed your mind about starting your benefits, you can cancel your application for up to 12 months after you became entitled to retirement benefits. This process is called a withdrawal and allows you to reapply later….

Full question: I’ve been a stay at home mom for most of my adult life. I worked for about 5 years. Am I eligible for Social Security? Hello, To be eligible to collect your own retirement benefits, you must have worked and paid taxes into Social Security for 40 quarters, or 10 years. In your…

Full question: Once you begin drawing SSA retirement, can it go up or down? Hi there, Unless there are major, immediate changes to the Social Security rules, it can only increase. In fact, it can increase in several ways. First of all, the annual cost of living adjustment, COLA, normally increases benefits unless the COLA…