How do I switch from survivor benefits to my own retirement benefits?

Full question: Currently, I am collecting survivor benefits (wife deceased). I am 69 and I want to switch to my own Social Security benefits as it is much higher. What is the form name/number that I must complete? What information/documentation will I need to provide? (I have spent time looking for this information on the…

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How do I switch from survivor benefits to my own retirement benefits?

Full question: I have active survivor benefits, will be turning 70 in March 2023 and would like to transition to retirement benefits, preferably online, need details on process. Hi there, The process of switching from a survivor benefit to your own retirement benefit can be completed in two ways, online or with the help from…

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Will the COLA increase my benefits even if I wait to collect them?

Full question: I am 67 & 2 months. My expected earned benefit will increase by about 8% if I wait until Jan 2023 to claim my benefit. Will my benefit also be increased by the expected 8% + COL ? In other words, would I receive both increases? Hi there, Yes! After Full Retirement Age,…

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When is the best time to get RSSA advice on retirement and Social Security?

Full question: When is the best time to get RSSA advice on retirement. I’m disabled and 62, my husband is 67 but plans on working until 70. Hellol, It is always best to consult with an RSSA sooner rather than later! Reason being is that you would not want to miss out on benefits if…

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How do I determine what my Social Security amount would be now?

Hello there, Social Security benefits are based on your highest 35 years of indexed earnings. You can find a benefit estimate on your Social Security account, but for more accurate results you can calculate your earnings. If you need assistance finding out what you will be eligible for and any rules that may impact your…

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Will my benefit decrease for retiring before collecting Social Security?

Full question: I retired at age 60, since I am no longer working will my benefit amount go down for the years not worked before I start collecting Social Security? Hi there, Your benefit amount is calculated based on your highest 35 years of earnings both indexed and face value. If you worked less than…

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