Full question: I’m an expat about to apply for early benefits (62 years old). I will also start start collecting a foreign pension when I’m 65. Will WEP affect my US benefits until I start collecting the foreign pension (for 3 years until I’m 65)? Hi there, If you are not yet collecting the foreign…

Full question: I worked in Sweden 21 years before coming to America. I have full credits to qualify for each independently. My Swedish earning were not used to calculate my benefit amount for SS, only my US earnings. But my benefit has been reduced based on my Swedish pension. Is this correct? Hi there, We…

Full question: Hi Martha, Would you be able to calculate what the WEP impact would be for my Social Security work payments while I was working USA (started taking at 62 once I retired and returned to UK ). I am looking at the impact if I decide to take my UK government retirement pension….

Full question: Hello, Martha — my wife receives a Social Security check that’s based partly on her earnings ($500/month) and partly on a spousal benefit that brings her monthly payment up to half of mine. She is eligible for a small pension from France for work that she did before moving to the US. The…

Full question: Is my social security benefit wrongly reduced for WEP? I am retired and my benefit subjected for WEP, but there is no totalization agreement with Turkey where I worked before moving to USA. Does WEP still apply? Hi, Thank you for the question. Yes, the WEP rule still applies to if you are…

Full question: The French pension is composed of the State pension plus what we called the Agirc Arco points.Are these money points subject to GPO when you get spousal or widow Social Security? Hi there, Thank you for your question about the Government Pension Offset, GPO rule. This rule applies to dependent benefits such as…