Full question: So I’m 59 and I care for my deceased former spouse’s adult disabled child, would I get more money if I collect off his benefits when I turn 60 or does it not matter? He never remarried so my son only collects off of his father’s benefits, but he is living with me….

Full question: I have social security benefits but would like to apply for Divorced Spouse as I will receive more than from my own record. I also receive a pension from Belgium. I know that GPO will not apply but will WEP apply? Hi there, The WEP rule only affects your retirement benefits, not dependent…

Hi there, Widows and Widowers may be eligible for survivor benefits from a previous marriage; however, the answer is not a simple one. In cases like this it is not always a one size fits all answer. Ex-spousal survivor benefits depend on the age you begin taking them, what your own benefit is, how long…

Full question: Martha, is it better if I wait until I’m 60 to collect off deceased ex-husband’s survivor benefits if I’m caring for our disabled adult son while I’m 59 years of age? Hi there, A survivor benefit can be taken as early as age 60. Deciding when to collect survivor benefits and your own…

Full question: I will collect Social Security at 62 as an ex-spouse. 50% of his full benefit will be about $1900. I know typically it would be reduced for filing early, but I read if you have minor children, it is not reduced. Is that true? Also, I have 2 minor children. What number will…

Full question: I am receiving survivors benefits from my deceased ex-husband. Am I able to start drawing mine when I turn 70? Hi there, Yes, you can start collecting your own retirement benefit at age 70 if the amount is greater than the survivor benefit you are collecting. Anyone eligible to collect more than one…