Ex-spousal benefits

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Am I eligible for ex-spousal benefits as sole caregiver of our disabled child?

Full question: I am the full time caregiver of our disabled 21 year old – we were together for 13 years, married for 9.6 legal and 3 years common law, divorced in 2008 and he has not helped or seen disabled child since. He has just retired – 21 year old disabled daughter is receiving…

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Will I get more money if I collect off of my adult disabled child’s benefits?

Full question: So I’m 59 and I care for my deceased former spouse’s adult disabled child, would I get more money if I collect off his benefits when I turn 60 or does it not matter? He never remarried so my son only collects off of his father’s benefits, but he is living with me….

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My divorced spousal benefit is more than my own benefit. I also have a pension from Belgium. Will WEP apply?

Full question: I have social security benefits but would like to apply for Divorced Spouse as I will receive more than from my own record. I also receive a pension from Belgium. I know that GPO will not apply but will WEP apply? Hi there, The WEP rule only affects your retirement benefits, not dependent…

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I’m a widow with an ex-husband. Can I collect from his Social Security?

Hi there, Widows and Widowers may be eligible for survivor benefits from a previous marriage; however, the answer is not a simple one. In cases like this it is not always a one size fits all answer. Ex-spousal survivor benefits depend on the age you begin taking them, what your own benefit is, how long…

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I have an adult child with a disability. Should I wait until I’m 60 to collect survivor benefits?

Full question: Martha, is it better if I wait until I’m 60 to collect off deceased ex-husband’s survivor benefits if I’m caring for our disabled adult son while I’m 59 years of age? Hi there, A survivor benefit can be taken as early as age 60. Deciding when to collect survivor benefits and your own…

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If an ex-spousal benefit is taken early, will it still be reduced if I have minor children? What will my minor children collect?

Full question: I will collect Social Security at 62 as an ex-spouse. 50% of his full benefit will be about $1900. I know typically it would be reduced for filing early, but I read if you have minor children, it is not reduced. Is that true? Also, I have 2 minor children. What number will…

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