Can I switch from an ex-spousal benefit to my own benefit at 70?

Full question: Good morning. I am divorced, 66 years old with two disabled adult children that have lived with me all their lives. One has Autism, the other was injured at age 22 and is a parapalygic. Can I collect 1/2 of my ex-spouse’s Social Security Retirement while I continue working and change over to…

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Can my adult disabled daughter collect Social Security from her dad and her disability benefit too?

Full question: My ex husband began collecting his Social Security at age 62. We have an adult disabled daughter (disability began at age 2) and she receives her own SSDI. Is she allowed to claim part of her dads Social Security and keep her own SSDI? Hi there, Thank you for your question about your…

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Can I receive a child-in-care survivor benefit for my adult disabled child?

Full question: Can I receive child care benefits on my deceased ex husband, for our adult disabled child, who is collecting SSDI on his benefits? I’m 58. Hello, Thank you for your child-in-care survivor benefit question. Yes, if you are younger than age 60 and taking care of a disabled adult child, you may be…

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I am 63 and caring for my adult disabled child. Can I collect ex-spousal benefits now without penalty?

Full question: I am 63 caring for my adult disabled child full time. My ex spouse, his father, is 62 (we were married 19 years). Am I able to collect on his work record right now without early penalty (he is still working, not retired) ? Would that be at the 50% divorced spouse rate?…

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Will my two adult disabled children qualify for benefits from my earnings record?

Full question: I have two adult disabled children, both were born with disabilities. I’m getting close to retirement, will they be eligible to receive benefits from my earning record? Hello, Children who are disabled before the age of 22 may be eligible to receive benefits, but the disabilities have to be recognized by the Social…

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Will my Medicaid waiver payments reduce my Social Security benefits?

Full question: For caring for my adult disabled child in my home, I receive Medicaid waiver payments designated as “difficulty of care payments” under notice 2014-7, which are excludable from my gross income for both income taxes and FICA. If I begin to collect early retirement benefits before my FRA, do these payments above $19,560…

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