Full question: SSA are refusing to acknowledge that my U.K. pension does not trigger the GPO when I applied for survivor benefits. I have highlighted the relevant section to them. What should be my next step? Hi there, Foreign pensions are not considered as government pensions for purposes of the GPO provision, as specified in…

Full question: I, the beneficiary, am eligible to receive a part of my deceased husband’s UK widow’s clergy pension. Will it affect my survivor Social Security benefit?. Hello, No, it will not for two reasons. If you are collecting a pension benefit based on someone else’s earnings (your husband), the Government Pension Offset (GPO) rule…

Full question: I am soon to be 65 in September. I am drawing disability. I met with a Social Security agent in 2019 and asked if I could apply for Survivor’s benefits, because my husband died in 2012. He told me I could not have both disability and Survivor’s Benefits. Is that true? Hi there,…

Full question: Prior to becoming a US citizen I lived and worked in the UK and paid National Insurance contributions. My husband passed away after we had been living in the US for a number of years and I receive survivor benefits (at age 63). At FRA I think I would qualify for a UK…

Full question: I am collecting my deceased spouse’s benefits and I am eligible for a UK state pension and a UK teaching pension. How will these pensions apply or not apply to me? Thank you very much. Hello, There are two rules related to pensions and Social Security and they affect Social Security benefits in…

Full question: I am recently widowed, age 64 and plan to work until 65.5. I do not plan to collect my social security until age 70. When I retire at 65.5, can I collect my husband’s social security until I start to collect mine. My benefits would be higher than my husband’s. Hi there, Yes,…