Can I collect spousal benefits now and switch to my own benefits later?
Full question: Can I collect my ex husband’s Social Security now at age 66. We were married 20 years. Then switch to mine at 70 years old to get the most I can get? Hi there, Unfortunately, the answer is no. The “restricted application” in which you can take a spousal or ex spousal benefit…
Read MoreMy wife has a teaching pension. Is she eligible for spousal benefits?
Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…
Read MoreIf I remarry someone younger than me and not at FRA, how will it impact our Social Security income?
Full question: I am currently widowed. I am still working, but would like to know if I retired at full retirement age and remarried a person that is not of retirement age, how it would impact Social Security income both now and in the future? Hi there, Re-marriage and Social Security can be complicated. You…
Read MoreCan I collect Social Security from my ex-husband?
Full question: Can I collect my ex-husband’s Social Security at 72, even though we were married for 17 years and I started collecting disability early and then when I became age to get my Social Security it switched over? Hi there, If you were married for at least 10 years, you could be eligible for…
Read MoreI have two disabled children. Am I eligible for ex-spousal benefits?
Full question: I am 61 and divorced. I’m caring for our 2 disabled sons by myself. My ex-husband has remarried and moved 2,000 miles away. He hasn’t retired yet. I’m not working. Am I qualified to claim any of his Social Security on behalf of my sons? Hi there, If you were married for at…
Read MoreAm I eligible for ex-spousal benefits as sole caregiver of our disabled child?
Full question: I am the full time caregiver of our disabled 21 year old – we were together for 13 years, married for 9.6 legal and 3 years common law, divorced in 2008 and he has not helped or seen disabled child since. He has just retired – 21 year old disabled daughter is receiving…
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