Full question: Is there an income limit if spouse age 63 applies for spousal benefits from spouse who is also 63 receiving disability SS? Hello, Yes, the income limits for 2023 are $21,240 and $56,520 and above those limits, all benefits would begin to be reduced. If you are looking for more personalized advice, you…

Full question: Can I collect my ex husband’s Social Security now at age 66. We were married 20 years. Then switch to mine at 70 years old to get the most I can get? Hi there, Unfortunately, the answer is no. The “restricted application” in which you can take a spousal or ex spousal benefit…

Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…

Full question: I am currently widowed. I am still working, but would like to know if I retired at full retirement age and remarried a person that is not of retirement age, how it would impact Social Security income both now and in the future? Hi there, Re-marriage and Social Security can be complicated. You…

Full question: Can I collect my ex-husband’s Social Security at 72, even though we were married for 17 years and I started collecting disability early and then when I became age to get my Social Security it switched over? Hi there, If you were married for at least 10 years, you could be eligible for…

Full question: I am 61 and divorced. I’m caring for our 2 disabled sons by myself. My ex-husband has remarried and moved 2,000 miles away. He hasn’t retired yet. I’m not working. Am I qualified to claim any of his Social Security on behalf of my sons? Hi there, If you were married for at…