Hello, The maximum amount is dependent on when an individual claims their benefits. For someone reaching FRA (Full Retirement Age) in 2020 who claims their benefits at FRA, the maximum benefit payable would be $3,011. For someone reaching FRA in 2020 who claims benefits early at age 62, the maximum payable benefit would be $2,265….

Hi, I am very sorry for your loss. If you are at or above your Full Retirement Age, you can collect 100% of your wife’s benefit. If you take it early, the benefit will be reduced. However, you cannot collect both benefits (your benefit and widow/survivor benefits). You can will collect the higher of the…

Hi there, It depends. Your ex-wife is eligible to collect ex-spousal benefits if she is currently single, you are both at least 62 years old, and you were married for at least 10 years. Best, Martha Do you have a question about Social Security? Ask Martha your own question here.

Hello, I am so sorry for your loss. In most cases, a funeral home will report a death to the Social Security Administration. You should provide the funeral home with your husband’s Social Security number. You cannot report a death or apply for survivor’s benefits online. You should call 1-800-772-1213 to speak with Social Security…

Hi, This year’s (2020) average monthly benefit is $1,503. Last year’s (2019) monthly benefit was $1,461. Back in 1960, the average benefit was approximately $80 per month! Take care, Martha Do you have a question about Social Security? Ask Martha your own question here.

Hello, To qualify for Social Security benefits, you must first be a U.S. citizen or lawfully living in the United States. Then, you must have earned a total of 40 or more “credits.” These credits are legally known as Quarters of Coverage. A credit is the basic unit to determine whether one is insured under…