My friend recently got widowed. She is still working. Will her income affect her survivor benefits?
Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…
Read MoreMy wife turns 70 in May. What month should she apply for Social Security?
Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS. Hi there, Your wife can start the online application 3 months prior to…
Read MoreDo I qualify for ex-spousal survivor benefits?
Full question: Hello, my son received survivors benefits until the age of 19. I also received survivor’s benefits due to be the ex-spouse caregiver of my son, but my portion stopped when my son turned 16. My son is now 21 and was just approved for DAC disability. Would I qualify to receive payment again…
Read MoreHow do I switch from spousal benefits to my own benefits at age 70?
Hello, We recommend that you contact your local SSA office which you can find here. Then set up an in-person meeting or phone appointment. Contact them several months prior to your 70th birthday. Best of luck, Martha
Read MoreI am 69 and still working. Will I get the COLA increase from last year?
Full question: I’m past full retirement age and still working full time. I’m turning 69 next spring. Will I get the COLA increase from last year? Hi there, Yes! When you turned 62 you started having the COLA applied to your benefit, regardless of if you were collecting or not. So yes, you will continue…
Read MoreCan my daughter receive SSDI benefits based on both parents’ records?
Full question: I am divorced. I have a child on SSI who lives with me. Recently her mother applied for her Social Security retirement and we were notified we could apply for SSDI. I am eligible for SS Retirement, but have not yet applied. If I apply will my daughter receive SSDI benefits on both…
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