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Can I apply for spousal benefits since my own benefit will be decreased by WEP (Windfall Elimination Provision)?

Full question: My SS benefits will be whacked by WEP. Can I apply under my wife for spousal benefits and will they be half of her benefit (despite my WEP)? Hello, Yes, in fact when you apply for any Social Security benefits, you will be “deemed” to be filing for all the benefits you are…

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I began collecting Social Security disability when I was married. Is it possible that I am entitled to higher Social Security benefits from my ex-spouse?

Full question: I have a question. I have been collecting Social Security disability for a long time now. At the time I was married and did not recall qualifying for SSI. I really don’t know what is the difference between Social Security disability and SSI, but I have not been married for over eight years….

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Am I entitled to a benefit based on my ex-spouse’s record if I care for a disabled adult child?

Full question: I am age 60, disabled, retired and receive disability from SSA. My ex-spouse over 20 years is disabled and receives disability from SSA. I have been caring for our disabled son since age 16 and he is now 29 receiving benefits from his dad’s record as a disabled adult. Can I receive benefits…

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Am I entitled to receive survivor benefits from my first husband?

Full question: Hi!!! My first husband passed away in 2006 and my children received survivor benefits until they were 18. I remarried, but am now divorced from my second husband. He is not deceased. Can I receive my first husband’s social security. It is higher than mine. I just turned 61. My benefits would be…

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My wife passed away. Can I collect my benefit and widow benefits?

Hi, I am very sorry for your loss. If you are at or above your Full Retirement Age, you can collect 100% of your wife’s benefit. If you take it early, the benefit will be reduced. However, you cannot collect both benefits (your benefit and widow/survivor benefits). You can will collect the higher of the…

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Can I file for spousal benefits now and my retirement benefits later?

Hello, If you were born in 1953 or earlier, then yes you may. This is a couple’s filing strategy known as filing a restricted application and it is in the process of being phased out by the Bipartisan Budget Act of 2015. The name comes from the fact that a person restricts their application to…

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