Full question: Does my younger spouse need to wait for her FRA in order to claim my benefit as surviving spouse? She will claim early at age 62 in 2031 while I am waiting to claim at age 70 in 2025. Hi there, If you were to pass away prior to your spouse claiming her…

Full question: Is it misleading to say that you receive an 8% increase in benefits for each year you delay? 8% appears to be an average, but the actual annual increase is much less than 8%, according to my actual account. Hello, The 8 percent increase per year only applies to the years from full…

Full question: How do I find out how many quarters I need to fulfill my 40 and know what the benefit might be to decide if I want to get a part time job to get there? Hi there! You can contact the Social Security Administration in several ways to obtain this information. If you…

Full question: Hello, I am a widower currently collecting survivor benefits. I turn 66 in March 2024, and are contemplating collecting my own benefits instead of the survivor benefit. When am I eligible to get full benefit? Thank you Hello, If you were born in 1958 your full retirement age (FRA) is 66 and 8…

Hi there, Ex-spouse benefits are based on your ex’s primary insurance amount (PIA), the amount they would receive at their full retirement age (FRA). You may contact the SSA to find out what your ex’s PIA is by providing the information needed to verify your marriage to, and divorce from, the individual. For personalized assistance…

Full question: How long does it take Social Security to accept/process a “Request for Withdrawal of Application”. It has been a month since I had the application processed. Hi there, It is difficult to know how long it takes for your withdrawal application to be approved after it has been submitted, but you do have…