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What should I consider before applying for Social Security benefits to ensure I’m making the right decisions?

Full question: Hi Martha. I turn 65 this year, the same year Social Security turns 90 and I’m getting ready to file for benefits. I’ve done some reading, but I still feel unsure about what I need to consider before applying. What should I keep in mind to make sure I’m making the right decisions?…

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How do I know if I was contributing to Social Security?

Full question: I am a retired teacher so I couldn’t get Social Security. I have 5 years of credit that I know of . I have worked as a substitute teacher for the last 2 and a half years, but I don’t think they took out money for Social Security. Is there a way I…

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How long is the processing time for Form SSA-1724?

Full question: My wife passed away in February and her Social Security check was sent to her bank and then taken back. She passed away after her birthday in February had to file a 1724 to get payment its been over 60 days now how long should it take for payment? Hello, Thank you for…

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Can I file for ex-spousal benefits and not file for my own? What will be ex-spousal benefit be?

Full question: I am divorced over 10 years now. I am 65 divorced, single and my full retirement will be Nov 2027 and I have not filed for Social Security as of yet. My ex spouse will be 62 in Sept 2025. I meet all the required for ex Spouse benefits. Question 1 can I…

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Do you help those who are having technical issues with the SSA if authorized by the client to act on their behalf?

Hi there, While we aim to provide comprehensive assistance in understanding and navigating Social Security benefits, we must adhere to SSA regulations which prohibit us from accessing a client’s my Social Security account, even if authorized to act on their behalf. This is to ensure compliance with federal law and to protect both our clients…

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Do I need to fill out a new application if switching from survivor benefits to my own?

Hi there, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at your local Social Security office. For a step-by-step guide on how to apply for Social Security retirement…

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