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My wife has less than 40 quarters for Social Security. What does that mean?

Hello, Having less than 40 quarters of credit means that your wife has not yet met the minimum threshold for her own Social Security retirement benefits, which requires 40 credits (typically 10 years of work). However, she may still be eligible for spousal benefits based on your Social Security record if you are receiving retirement…

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How do I address a notice informing me that my benefits are being discontinued?

Full question: My mother was married to my American Father for 22 years. She worked in the US and now lives in Bermuda. We received notice that payments would stop September 2025 and have 60 days to appeal. What should we do? Hi there, Thank you for reaching out to us with your concern about…

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Should I be receiving more from Social Security?

Full question: I had an accident at 62 so with no income I filed for Social Security, I also at the time on my ex husband. He had not filed at the time I only received $88 dollars off of his. Now he has filed and draws 2500. My on him is now $99 and…

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Will Social Security still be around when I retire?

Full question: I’m 34 and finally starting to take retirement planning seriously. With all the talk about Social Security turning 90 this month and all the headlines about it “running out of money”, I’m wondering what to expect. Will Social Security still be there when I retire? Should I plan like I won’t get anything…

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Why do I now receive my Social Security check on a different day of the month?

Full question: I always received my Social Security check on the last Wednesday of the month since my birthday is the 31st. Starting this January, I’m receiving it on the last Monday of the month. Why? Hello, Thank you for reaching out regarding the change in the schedule of your Social Security check. The timing…

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How do I determine my monthly benefit and federal taxes owed?

Full question: Is there a more accurate method to determine the amounts of monthly benefit and federal taxes that will be owed? Hello, For your monthly benefit amount, the best resource is your My Social Security Account, where you can access personalized benefit estimates based on your earnings record. You can log in or create…

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