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Can I file for ex-spousal benefits and not file for my own? What will be ex-spousal benefit be?

Full question: I am divorced over 10 years now. I am 65 divorced, single and my full retirement will be Nov 2027 and I have not filed for Social Security as of yet. My ex spouse will be 62 in Sept 2025. I meet all the required for ex Spouse benefits. Question 1 can I…

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Do you help those who are having technical issues with the SSA if authorized by the client to act on their behalf?

Hi there, While we aim to provide comprehensive assistance in understanding and navigating Social Security benefits, we must adhere to SSA regulations which prohibit us from accessing a client’s my Social Security account, even if authorized to act on their behalf. This is to ensure compliance with federal law and to protect both our clients…

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Do I need to fill out a new application if switching from survivor benefits to my own?

Hi there, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at your local Social Security office. For a step-by-step guide on how to apply for Social Security retirement…

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How can I see what my Social Security benefit will be at different ages?

Hello, The first place to start is at SSA.gov by setting up a mySocialSecurity account. Once you have that, you will have access to your Social Security statement showing you benefit amounts at the years between 62 and 70. For further personal assistance, we recommend connecting with a Registered Social Security Analyst (RSSA) in your…

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I have worked 5 years. Am I eligible for Social Security?

Hi there, Unfortunately, no. To be eligible for Social Security benefits, you must earn at least 40 credits by paying the Social Security payroll tax on your earnings. You can earn up to 4 credits per year, so it takes at least 10 years to become eligible. For personalized support, you can work with an…

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I turn my FRA at the end of May. Should I say I want to receive my benefits in May or June?

Full question: My full retirement age is May 30th 2025. How do I answer the question when do I want to start receiving my benefits. Do I put May or June? Hi there, I assume that you want to file your benefits at your full retirement age so you should put May, the month you…

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