Full question: In 2023, I took my social security benefit at age 70 (born in 1953. previously from age 66 took 50% of my wife’s FRA social security benefit). Had 35+ years at max social wage base. My monthly benefit was $4,498. Social Security Administration said max benefit for 2023 at age 70 was $4,555….

Hi there, If you are collecting Social Security disability insurance, SSDI, you will still collect the same amount at full retirement age, but the benefit will be considered a retirement benefit and paid from a different SSA trust fund. Take care, Martha

Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…

Full question: Hello. I am 48 years old. I currently only have 29 credits towards my benefits. I live overseas and have been filing my taxes using the foreign earned income exclusion so I almost never pay into the system. Is it in my best interests to create the minimum amount of self-earned income to…

Full question: I am 65 and pretty much retired since last year. Since my salary last year was very low $22,000 and have made much less this year I noticed my Social Security check diminished by $100 if I wait until I am 70 years old to draw. Will it continue to diminish if I…

Full question: I’m looking to publish my own book, but I’m concerned that if my sales will only be enough to negate my SSI, that I will be left destitute. My research says that royalties such as from book sales are not counted as income for SSI, but I find it prudent to seek outside…