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How can my family maximize our Social Security benefits?

Full question: Our daughter is 36 years old and disabled since birth. She receives SSI and I heard about child-in-care benefits. I am 66 and turn 67 this December and my wife is 64 turning 65 next month and neither of us are retired. How can we maximize our social security benefits immediately? Hi there,…

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If my spousal benefit is reduced due to the earnings limit, will my daughter’s benefit increase?

Full question: I am 63 and drawing child-in- care benefits from my husband’s record. Because our 31 year old disabled daughter and I both draw from husbands record, the amounts are limited to the family maximum. If I earn over the earnings limit in 2025, and my benefits are cut, will our daughter’s benefits be…

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Will my son’s SSDI benefit be impacted if I get remarried?

Full question: Martha, I have a client age 75 that has been divorced for a few years. His son is age 38 and has been receiving SSDI from his father. The father is planning on getting married to a lady age 51. Will this effect the son’s SSDI benefit or the Medical benefit the son…

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Can I collect a survivor benefit if I am caring for his adult disabled child?

Full question: Can I continue to collect my deceased spouse’s SS when I retire if I am caring for his adult disabled child without GPO penalty? The adult child has had SSI denied three times. Can he collect off my deceased spouse’s SS? Also my deceased spouse was military. I am 76 and not retired…

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How will my Social Security benefits affect my disabled son’s SSI?

Full question: I have a 25 year old son with Down syndrome. He receives SSI currently. His father/my ex-husband and I just turned 63 this year are eligible to receive Social Security benefits. My ex has maxed out his benefits and if I start drawing SS now I will get $1200 per month. How will…

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Can my disabled adult child switch from SSDI based on her record to SSDI based on my record?

Full question: My adult unmarried child has a disability that started before age 22 and qualifies for SSDI. Based on her work record she has 40 quarters, and a monthly income below the SGA limit. If she starts receiving SSDI based on her work record, can she then reapply once I start drawing Social Security…

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