Full question: I am 71 years old. My school district at the time I taught did not allow me to pay Social Security. I did pay it through side jobs I worked at in summers and after school, but I’m not allowed to collect the full amount I actually earned which would be about $500…

Full question: I have contributed Social security taxes for only 5 years and I am not eligible for spousal or survivor benefits. I will be receiving a teachers pension in the future. Can I get my SS taxes back for the 5 years, since I will never be eligible for the SS retirement benefits? Hi…

Full question: My wife is a teacher in Texas and eligible for full teacher retirement. Can she earn partial SS benefits under myself as her spouse? Hi there, If your wife is collecting a “non-covered” pension from work that did not pay into Social Security, then yes, she would be affected by the Government Pension…

Full question: My mom (68 years old) is receiving survivor benefits and is in the process of selecting an annuity option from TRS. She doesn’t have 40 credits and paid into TRS only. We’ve been prepping and searching for answers on IF and how a partial lump-sum option affects the government pension offset, GPO. Do…

Full question: I am 57, at 45 became a widow. I was told I could receive benefits at 60. Problem is I am a teacher in public school system. I called Social Security and they said I am not entitled to anything because my estimated pension monthly is more than my husband monthly Social. Is…

Full question: I have a client who is taking his Social Security at 70, this May. He has worked in the STRS system in Ohio, along with paying into Social Security in the private sector. His statement says $3788/month. He is currently receiving $7600/month from STRS. His wife has not accumulated her 40 quarters. Will…