Can I switch from retirement benefits to ex-spousal benefits?

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

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Are my survivor benefits more than my retirement benefits?

Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…

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How do I switch from a spousal benefit to my own?

Full question: When I retired in October 2019, I applied for spouse’s benefits at that time which would continue until age 70. I turned 70 on October 29, 2023. How do I make the change from collecting spouse benefit to my own benefit. Thank you for your assistance. Hi there, We recommend that you contact…

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Am I eligible for a survivors benefit?

Full question: I was widowed 19 years ago. My wife was 57 at the time of her death. I began collecting Social Security payments at age 62. I am now 77 and have been told I may be eligible for a widows benefit as my wife had paid into the system for many years. Can…

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Can I apply for spousal benefits and switch to my own benefits later?

Full question: I’m 62 and stopped working, but not collecting Social Security yet. My husband is 69 and still working. Can he apply for Spousal benefits? Can I apply for Spousal benefits after he retires until I’m 67 and then apply for SS? Hi there, One spouse of a couple can only collect spousal benefits…

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Can I collect survivor benefits and switch to my own later?

Full question: Good afternoon, My wife passed away 3 years ago from a brain tumor at age 60,.I’m currently collecting my deceased spousal benefits, we were married for 21 years as I had just turned 60, I’m now 63. Am i able to collect on this before i claim my Social Security at 70 ?…

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