Full question: Good afternoon, My wife passed away 3 years ago from a brain tumor at age 60,.I’m currently collecting my deceased spousal benefits, we were married for 21 years as I had just turned 60, I’m now 63. Am i able to collect on this before i claim my Social Security at 70 ?…

Full question: I was married to my ex husband for 11 years and divorced in 2003, I’m now 74 and collected my Social Security at age 64 due to cancer but don’t know if my ex had started collecting Social Security and still working part time and he’s now 72. How do I know if…

Full question: I am 62, was married to my ex-spouse for 22 years, been divorced for 9 years, am not remarried, and have no dependents. My ex-spouse is a high earner and is 61 years old. My Social Security benefits are less than 50% of my ex-spouse benefits. I want to apply to receive my…

Full question: If I apply for Social Security at FRA, can I get half of my wife’s Social Security and let mine grow? She is 6 years older. Hi there, Unfortunately no, you cannot claim a spousal benefit and later switch to your own retirement benefit. When you apply for benefits, the SSA looks at…

Hi there, I am assuming you are asking about switching from a survivor benefit (based on your deceased spouse’s earnings record), not a spousal benefit (based on your living spouse’s earnings record.) If your own retirement benefit is a greater amount than the survivor amount, you should contact your local SSA office to make this…

Full question: I am switching from Railroad Benefits to my Social Security benefit at age 70. I understand my check will still come from SSA. Will I see it the same date as before or could my first check be delayed by the transfer? Hi there, We researched this topic and recommend that you also…