Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…

Full question: When I retired in October 2019, I applied for spouse’s benefits at that time which would continue until age 70. I turned 70 on October 29, 2023. How do I make the change from collecting spouse benefit to my own benefit. Thank you for your assistance. Hi there, We recommend that you contact…

Full question: I was widowed 19 years ago. My wife was 57 at the time of her death. I began collecting Social Security payments at age 62. I am now 77 and have been told I may be eligible for a widows benefit as my wife had paid into the system for many years. Can…

Full question: I’m 62 and stopped working, but not collecting Social Security yet. My husband is 69 and still working. Can he apply for Spousal benefits? Can I apply for Spousal benefits after he retires until I’m 67 and then apply for SS? Hi there, One spouse of a couple can only collect spousal benefits…