How do I switch from a spousal benefit to my own?
Full question: When I retired in October 2019, I applied for spouse’s benefits at that time which would continue until age 70. I turned 70 on October 29, 2023. How do I make the change from collecting spouse benefit to my own benefit. Thank you for your assistance. Hi there, We recommend that you contact…
Read MoreAm I eligible for a survivors benefit?
Full question: I was widowed 19 years ago. My wife was 57 at the time of her death. I began collecting Social Security payments at age 62. I am now 77 and have been told I may be eligible for a widows benefit as my wife had paid into the system for many years. Can…
Read MoreCan I apply for spousal benefits and switch to my own benefits later?
Full question: I’m 62 and stopped working, but not collecting Social Security yet. My husband is 69 and still working. Can he apply for Spousal benefits? Can I apply for Spousal benefits after he retires until I’m 67 and then apply for SS? Hi there, One spouse of a couple can only collect spousal benefits…
Read MoreCan I collect survivor benefits and switch to my own later?
Full question: Good afternoon, My wife passed away 3 years ago from a brain tumor at age 60,.I’m currently collecting my deceased spousal benefits, we were married for 21 years as I had just turned 60, I’m now 63. Am i able to collect on this before i claim my Social Security at 70 ?…
Read MoreWill I receive my benefit or my ex-spousal benefit?
Full question: I was married to my ex husband for 11 years and divorced in 2003, I’m now 74 and collected my Social Security at age 64 due to cancer but don’t know if my ex had started collecting Social Security and still working part time and he’s now 72. How do I know if…
Read MoreCan I switch to ex-spousal benefits at my FRA?
Full question: I am 62, was married to my ex-spouse for 22 years, been divorced for 9 years, am not remarried, and have no dependents. My ex-spouse is a high earner and is 61 years old. My Social Security benefits are less than 50% of my ex-spouse benefits. I want to apply to receive my…
Read More