Switching benefits

Ask Martha

401k Abroad Adult Disabled Child Applying for Benefits Caring for children Child Benefits Child Support Child-in-care benefits Claiming Strategies COLA Death Dependents Disability Disability Disabled Children Divorce Earned Income Earnings Earnings Test Eligibility for Benefits Ex-spousal benefits Family Benefits Family Maximum Foreign Pensions FRA Garnishment General GPO Green Card Income Limits Loans Marriage Medicaid Medicare Minor children Multiple benefits My Social Security Account News & Legislation Overpayment Pensions Railroad Retirement Remarriage Representative Payee Retroactive benefits Roadmap Software Self-Employed Social Security Administration Social Security Benefits Social Security Fairness Act (HR 82) Social Security Terminology Spousal Benefits SSDI SSI Substantial Gainful Activity Survivor Benefits Switching benefits Taxation Teaching Pension Totalization Agreements Underpayment Veterans WEP Withdrawing Application Withholding benefits Work Credits Working Working with an RSSA
Or Ask a New Question

Can I collect a survivor benefit now before collecting my own benefit at 70?

Full question: I’m 67 and my financial advisor is working with me to delay collecting until age 70. My wife was collecting Social Security since 2018 until her passing two months ago. Can I claim surviving spouse benefits until 1 turn 70? Hi there, Yes, since you are over the age of 60 and your…

Read More

Can I apply for spousal benefits once my husband’s SSDI converts to Social Security retirement benefits at his FRA?

Full question: I have a question regarding drawing on spousal benefits. Here is our scenario: My husband became eligible and started drawing on SSDI at age 61 in December 2021. He will reach FRA age in Sept 2027. (DOB Sept 1960). This is when his SSDI will convert over to SS retirement benefits. As a…

Read More

Can my husband collect spousal benefits now and switch to his own at age 70?

Full question: My husband and I are both retired. He is 68 and I am 62 and his salary has always been significantly higher than mine resulting in a higher benefit. I am planning on filing for Social Security this year at age 63 in July 2025. Can he file for spousal benefits? My husband…

Read More

How do I switch from survivor benefits to my own?

Original question: How do I switch to my Social Security benefits as I’m currently receiving my late wife’s? Hello, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at…

Read More

Do I need to fill out a new application if switching from survivor benefits to my own?

Hi there, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at your local Social Security office. For a step-by-step guide on how to apply for Social Security retirement…

Read More

I am switching from survivor benefits to my own benefit in February. Will I still receive my survivor benefit in January?

Full question: I am 68 and switching from my survivor benefits to my personal benefit to take place in February (this month) but to be paid the following month, in March. Will I still receive the survivor benefit for January to be paid in February, or go a month without a check? Hi there, You…

Read More

< Back