Full question: Has there been any changes to the surviving spouse benefits in 2024. I started drawing my deceased ex-spouse benefits when I reached SS retirement age of 65 or 65 1/2 (don’t recall exact age). I kept working because at the time I was told I could switch to my personal benefits at age…

Full question: I will be 70 in May and have been collecting my deceased spouse’s benefits. Do I have to apply for my own benefits or is there a way to switch? Hi there, If your own retirement benefit at age 70 is a greater amount than the survivor benefit, you could switch to that…

Full question: I am retired military receiving retired pay. I am also receiving 100% VA Disability compensation. My spouse was drawing SSDI at the time of her death (aged 53). I have not remarried and will turn 60 next year. Am I eligible to receive a Survivor Benefit? If so, is there a reduction due…

Full question: As a U.S. citizen who is eligible for Social Security, would my wife of 7 years, who is a legal permanent resident of the U.S., be eligible for Social Security survivor benefits if she were to decide to move back to her country of origin? Hi there, If your wife qualifies for Social…

Full question: I changed from surviving widow to individual in August 2023. The amount was deferred back to January 2023. I was told the correct increase would be received starting January 2024. I haven’t received the increase yet. Was I misinformed by Social Security representative? Hi there, Not necessarily, but I am not sure we…

Full question: Can a 94 year old widow who has NEVER taken her Social Security benefits get the benefits now? If yes, would she get a Lump Sum payment for the past 20 years of eligibility? Hi there, Well yes, it would appear so. I am assuming you are speaking about survivor benefits. These need…