Survivor Benefits

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Will my wife get a survivor benefit if she is already collecting her own?

Full question: I deferred benefits until age 70. My wife will also defer until 70 (2028). Her benefit will be about 70% of mine. If I die before her, but after she is getting her own, would she get my survivor benefit? Hi there, This is a common question about survivor benefits. If your benefit…

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Can a divorced woman collect Social Security when her ex-husband has died?

Hi there, Yes, if they were married for 10 or more years she is entitled to ex-survivor benefits. You can learn more here. If she wants personalized support, she can work with an RSSA here. Warmly, Martha

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Can I collect a spousal benefit now and switch to a survivor benefit later?

Full question: I will be 65 in February 2026. My spouse died fifteen years ago at age 54. Can I take a spousal benefit through Social Security at age 65 and then survivor benefit at full retirement age? My spouse’s benefit will be considerably more than mine. I earn 32,000 annually. Thanks. Hi there, If…

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I am 63. Should I collect Social Security now?

Full question: My husband is 77 and 14 years older than me. He started collecting his Social Security benefits at 62. I am 63.5. Would it be more beneficial to collect my Social Security now so our household has 2 Social Security checks? How would this affect my survivor’s benefits? He earned more than me….

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If my wife claims spousal benefits early, will she still be entitled to full survivor benefits?

Full question: If my wife claims Social Security at age 62 (based on my earning as I am high earner), will she get full survivor benefits at her full retirement age. Hi there, Thank you for reaching out. If your wife claims Social Security spousal benefits at age 62 based on your earnings as the…

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How long is the processing time for Form SSA-1724?

Full question: My wife passed away in February and her Social Security check was sent to her bank and then taken back. She passed away after her birthday in February had to file a 1724 to get payment its been over 60 days now how long should it take for payment? Hello, Thank you for…

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