If my wife is currently collecting based on my benefits, will she collect the same benefits when I die?
Full question: If my wife is drawing on my benefits when I pass will she continue to draw the same benefits? My benefits were reduced because of Federal employment. Hi there, If your wife is collecting spousal benefits based on your earnings record and you pass away, she will be eligible for survivor benefits, which…
Read MoreWill I receive my benefit or my ex-spousal benefit?
Full question: I was married to my ex husband for 11 years and divorced in 2003, I’m now 74 and collected my Social Security at age 64 due to cancer but don’t know if my ex had started collecting Social Security and still working part time and he’s now 72. How do I know if…
Read MoreCan you earn work credits from a self-employment business?
Full question: This question is for my mother. She is 67 and she would like to apply for Social Security benefits. She has been a homemaker until my Dad decided to get a small Cafe going. This business is in my mom’s name and my question is, may we apply the last 6 credits she…
Read MoreI have a pension from the UK. How will the WEP affect me?
Full question: I am receiving ex spousal benefits and have just become eligible for my own benefits although I am over FRA. I have a U.K. state pension. How will WEP affect me.? Will I still receive the same spousal benefit that I was receiving before? Hi there, If you are receiving ex-spousal benefits and…
Read MoreWill my husband’s benefit amount increase when I file for my benefits at age 70?
Full question: My husband is age 50 and has been receiving SSDI income since age 30. I am 63 and intend to file for SS at age 70. Will my husband get a step up based on my PIA at my FRA or is it based on when he reaches his FRA? Hi there, When…
Read MoreI am retired from military and police department. How will the GPO and WEP affect me if I collect a spousal benefit?
Full question: I am retired military and I retired from a Police Department that didn’t pay into Social Security. How would the GPO and WEP affect me if I was to collect a spousal benefit based on my wife’s earnings? Hi there, We are assuming that if the Police Department did not pay into Social…
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