Hi there, No it is not. The child-in-care spousal benefit is available for a young ex-spouse (less than age 62) if: -They were married at least 10 years, -The applicant is currently unmarried, -They are caring for the claimant’s minor child (under age 16) or disabled adult child, -Their former spouse is eligible for Social…

Original question: Will I be forced to apply for my own SS retirement benefits when I become eligible even though I am receiving SS Spousal benefits at the time? Hi there, You can only collect the higher of the benefits you are eligible to receive when when you apply. So if you are currently collecting…

Full question: Martha, I am over 62 years old and divorced, we were married over 10 years. My ex-husband is still working he’s 68 years old. I’m still self-employed also, can I file for spousal benefits until I retire at 70 years old? Hi there! The short answer is that yes, it appears that you…

Full question: My wife will be able to start her minimal Social Security benefits January 2025. If she does so can she switch to spousal benefits when she reaches full retirement age? And will those spousal benefits remain 50 percent of my FRA benefits or be reduced because of her earlier start? Hi there, This…

Original question: Would I receive part of my current husbands SS income if I start receiving my own benefits? Hi there! This is a good question and depends on many factors including the amounts of your and your husband’s retirement benefits and what age you start collecting benefits. If your full benefit, the amount you…

Full question: I am married to an US citizen. I am a permanent resident of the US. I collect a pension from my previous Canadian employer. I have never contributed to US Social Security, but I do qualify to receive Canada Pension Plan payments. My question is do I qualify to collect spousal benefits on…