How do I switch from a spousal benefit to my own?
Full question: When I retired in October 2019, I applied for spouse’s benefits at that time which would continue until age 70. I turned 70 on October 29, 2023. How do I make the change from collecting spouse benefit to my own benefit. Thank you for your assistance. Hi there, We recommend that you contact…
Read MoreHow do spousal benefits work?
Full question: I am 62 (January 1962) and my spouse is 69 (March 1955). I am still working and doing quite well (>175K per year). She has not started withdrawing her SS yet. How is her portion determined on my SS when I have not retired yet? Is she better off receiving the 130.67% at…
Read MoreCan I apply for spousal benefits and switch to my own benefits later?
Full question: I’m 62 and stopped working, but not collecting Social Security yet. My husband is 69 and still working. Can he apply for Spousal benefits? Can I apply for Spousal benefits after he retires until I’m 67 and then apply for SS? Hi there, One spouse of a couple can only collect spousal benefits…
Read MoreHow do I proceed when the Social Security Administration is wrong?
Full question: I am a divorcee, married to my ex for more than 10 years. When he retired I applied for child in care benefits from his retirement, I was 62. Our oldest learning disabled -since birth (now age 40) lives with me. I was approved for child in care benefits in 2019. This past…
Read MoreI am a German citizen, divorced from an American after 20 years of marriage. Am I entitled to ex-spousal benefits?
Full question: I am a German citizen, married to an American in Germany and also divorced from him in Germany after 20 years of marriage. Am I entitled to spousal Social Security benefits? Hi there, If you are a citizen or, in most cases, a legal resident of a country with which the United States…
Read MoreAm I eligible for ex-spousal benefits?
Full question: Married in 1977 but had a simple divorce in 1983 but thought it was a mistake and kept living together until 2007 as husband and wife and had children during that time. In 2007 we had an agreement to go our separate ways. Can any one of us claim ex-spouse benefits for being…
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