Full question: If my wife has qualified for Social Security benefits but it was subject to WEP and GPO, can she now apply for spousal benefits based on my earnings? My earnings are substantially higher than my wife’s. Hi there, The WEP and GPO rules were repealed by the Social Security Fairness Act on January…

Full question: My wife, a retired teacher with a pension of $5000 a month, turned 62 in September last year. Could she claim her benefit now and then convert to a higher spousal benefit in 2028 when I turn 67? Hello, When your wife files for benefits, she will be deemed to be filing for…

Full question: I’m an ex-spouse, age 70, caring for our adult child with developmental disabilities. I was married 9.5 years. Am I eligible for spousal benefits because of caring for our child with developmental disabilities? Hi there, Unfortunately, you are not eligible for ex-spousal child-in-care benefits because your marriage lasted less than ten years. However,…

Full question: I married my husband in 1972, divorced in January 2000 and remarried in Sept 2000. Do I need to report both marriages when applying for spousal benefits? Hi there, You are not entitled to ex-spousal benefits since you are now remarried. Therefore, the previous marriage is not necessary to be reported when you…

Full question: My wife and I are canadian citizens. She worked across the border and is soon to be eligible for social security. We have been married for 35 years and I am wondering if I qualify for spousal benefits Hello, Yes, a Canadian spouse of a Canadian U.S. worker can usually claim Social Security…

Full question: My husband retired from RR with 40 year and receives full retirement. I am the spouse getting ready for retirement . My SS is more than RR tier 1. Do I qualify for tier 2 and will that affect my SS benefit? Hi there, The Railroad Retirement Act (RRA) and the Social Security…