My wife and I are Canadian, but my wife will be eligible for Social Security. Do I qualify for spousal benefits?

Full question: My wife and I are canadian citizens. She worked across the border and is soon to be eligible for social security. We have been married for 35 years and I am wondering if I qualify for spousal benefits Hello, Yes, a Canadian spouse of a Canadian U.S. worker can usually claim Social Security…

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How will my husband’s Railroad benefits effect my Social Security benefit amount?

Full question: My husband retired from RR with 40 year and receives full retirement. I am the spouse getting ready for retirement . My SS is more than RR tier 1. Do I qualify for tier 2 and will that affect my SS benefit? Hi there, The Railroad Retirement Act (RRA) and the Social Security…

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My husband is about to file for benefits. I am already collecting mine. Can I wait to collect my spousal benefit?

Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

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Can I switch from retirement benefits to ex-spousal benefits?

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

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Am I entitled to my ex-husband’s Social Security?

Full question: I was married in 1982 and the divorce final in 2013. Am I entitled to his Social Security? We both are 69 and not remarried. Hi there, Yes, you are eligible for spousal benefits based on your ex’s earnings record because the marriage was more than ten years. For personalized support, you can…

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Can I still receive ex-spousal benefits if I remarry?

Full question: I was married for 34 years and am now divorced. When I start collecting Social Security benefits of my own and my ex husband collectively and get married to a NON US citizen, will I still be able to receive the full benefit of both mine and my ex’s social security? I was…

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