Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

Full question: I was married in 1982 and the divorce final in 2013. Am I entitled to his Social Security? We both are 69 and not remarried. Hi there, Yes, you are eligible for spousal benefits based on your ex’s earnings record because the marriage was more than ten years. For personalized support, you can…

Full question: I was married for 34 years and am now divorced. When I start collecting Social Security benefits of my own and my ex husband collectively and get married to a NON US citizen, will I still be able to receive the full benefit of both mine and my ex’s social security? I was…

Full question: Martha….I have a retired FBI agent with a $9,125/mo pension. It has a 75% survivor benefit for his spouse. His spouse works and has a Social Security Benefit of $1,100 at her FRA at 67….can he collect any Social Security? On his own work record (separate from his former federal employment or collect…

Full question: We are married and both collecting Social Security benefits. My benefit is substantially more than hers. Can she collect a spousal benefit (is it 50%?) while I am living and still receive and receive (is it 75%) of my benefit at death? My wife has reduced benefits due to municipal employment.  Hi there,…