How will my husband’s Railroad benefits effect my Social Security benefit amount?
Full question: My husband retired from RR with 40 year and receives full retirement. I am the spouse getting ready for retirement . My SS is more than RR tier 1. Do I qualify for tier 2 and will that affect my SS benefit? Hi there, The Railroad Retirement Act (RRA) and the Social Security…
Read MoreCan children collect Social Security based on their dad’s record even if he is incarcerated?
Full question: I am 54 and have 3 minor children (9,11, and 17). My ex-husband is 56. He incarcerated with a life sentence. I have full custody of the children. Are they, will they be, eligible to receive his Social Security benefits? And when? Of course, he does not pay child support. Hi there, Unfortunately,…
Read MoreIf I apply 3 months before I’m 68, what will my benefit amount be?
Full question: I’m looking to start collecting when I’m 68, I’m at FRA. Question is that you are suppose to put in 3 months prior to when you are looking to start. If I put in 3 months before I’m 68, the difference in payout at 67 vs 68 will I get the payout for…
Read MoreIf you remarry, do you still get to collect a widows benefit?
Full question: If you remarry at 61 do you still get to collect widows benefit of your deceased husband? Hi there, Yes, if you are not remarried before age 60 (50 if disabled), you can collect survivor benefits based on your deceased’s earnings record. All the best, Martha
Read MoreMy husband is about to file for benefits. I am already collecting mine. Can I wait to collect my spousal benefit?
Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…
Read MoreCan I switch from retirement benefits to ex-spousal benefits?
Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….
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