Social Security Benefits

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If I apply 3 months before I’m 68, what will my benefit amount be?

Full question: I’m looking to start collecting when I’m 68, I’m at FRA. Question is that you are suppose to put in 3 months prior to when you are looking to start. If I put in 3 months before I’m 68, the difference in payout at 67 vs 68 will I get the payout for…

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If you remarry, do you still get to collect a widows benefit?

Full question: If you remarry at 61 do you still get to collect widows benefit of your deceased husband? Hi there, Yes, if you are not remarried before age 60 (50 if disabled), you can collect survivor benefits based on your deceased’s earnings record. All the best, Martha

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My husband is about to file for benefits. I am already collecting mine. Can I wait to collect my spousal benefit?

Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

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Can I switch from retirement benefits to ex-spousal benefits?

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

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Can I claim survivor benefits at age 62?

Full question: My husband died August 9, 2023. Can I claim survivor benefits at age 62? My husband was 67 when he died, he was collecting Social Security. Hello, Yes, you can claim your survivor benefits at 62 (50 if disabled). If you are eligible to receive both retirement benefits and survivor benefits, you can…

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Are my survivor benefits more than my retirement benefits?

Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…

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