Social Security Benefits

Full question: Hello. My husband was collecting disability through social security and he passed away. I was planning to retire in August. Would it be possible to claim survivor benefits until I am old enough to claim my own benefits? Hi there, Yes, you can claim survivor benefits based on your late husband’s Social Security…

Full question: Our daughter is 36 years old and disabled since birth. She receives SSI and I heard about child-in-care benefits. I am 66 and turn 67 this December and my wife is 64 turning 65 next month and neither of us are retired. How can we maximize our social security benefits immediately? Hi there,…

Full question: This individual is 70 years old, still working and is claiming Social Security income and has been divorced over 10 years and not remarried. The individual would like to know if they can still claim the divorced spousal benefits and can she go back to retroactively claim? Hi there, Based on the information…

Full question: Hi Martha. I just turned 59 yeas old and have been collecting SSDI and a private disability benefit for the past 3-4 years. My wife of 36 years will be 60 years old in early July. She is retired from New York State and collecting her retirement benefit from NYS. Unfortunately, due to…

Full question: I’m 67 and my financial advisor is working with me to delay collecting until age 70. My wife was collecting Social Security since 2018 until her passing two months ago. Can I claim surviving spouse benefits until 1 turn 70? Hi there, Yes, since you are over the age of 60 and your…

Hello, Yes, you can apply for spousal benefits on your husband’s Social Security record if you are receiving Social Security Disability Insurance (SSDI). Once your husband starts receiving Social Security retirement benefits, you may be eligible for an additional spousal benefit if half of his full retirement benefit is higher than your SSDI benefit. For…