Social Security Benefits

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Can I file for ex-spousal benefits and not file for my own? What will be ex-spousal benefit be?

Full question: I am divorced over 10 years now. I am 65 divorced, single and my full retirement will be Nov 2027 and I have not filed for Social Security as of yet. My ex spouse will be 62 in Sept 2025. I meet all the required for ex Spouse benefits. Question 1 can I…

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Can my husband collect spousal benefits now and switch to his own at age 70?

Full question: My husband and I are both retired. He is 68 and I am 62 and his salary has always been significantly higher than mine resulting in a higher benefit. I am planning on filing for Social Security this year at age 63 in July 2025. Can he file for spousal benefits? My husband…

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How do I switch from survivor benefits to my own?

Original question: How do I switch to my Social Security benefits as I’m currently receiving my late wife’s? Hello, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at…

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Why was I denied survivor benefits?

Full question: I started my SS at 62, my ex-husband passed away. We were married 10 years. I was denied survivor benefits. Hello, Based on the information provided, as you were married to your ex-spouse for over 10 years and have started collecting your own Social Security benefits at 62, you should be eligible for…

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If my spousal benefit is reduced due to the earnings limit, will my daughter’s benefit increase?

Full question: I am 63 and drawing child-in- care benefits from my husband’s record. Because our 31 year old disabled daughter and I both draw from husbands record, the amounts are limited to the family maximum. If I earn over the earnings limit in 2025, and my benefits are cut, will our daughter’s benefits be…

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Am I eligible for survivor benefits?

Full question: After I turn 67 FRA can I claim my spousal support who passed away on August 9, 2023? Hi there, Yes, after you reach your Full Retirement Age (FRA) of 67, you can claim survivor benefits based on your late spouse’s record. Survivor benefits do not increase past the surviving spouse’s FRA, so…

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