Full question: I am 63 and am wanting to collect my benefits. Can I switch to my husband’s benefits when he retires? Do he have to be at FRA for me to do this? Hi there, When you file, you will be required to be filing for both benefits you are eligible for at the…

Full question: I’m a 62 year old widower with no dependents. When can I collect my deceased wife’s benefits? She was fully qualified. Hello, Survivor benefits may be collected as early as age 60, but the amount will increase, if delayed, up to your full retirement age, 67. If you are also eligible for your…

Full question: Farmer housewife never paid into SS…needs to get a job and pay into SS,,(how long ,how many years, or make how much money) to be eligible to collect SS retirement, and more importantly receive part A medicare? Hi there, She would need to work and pay FICA payroll taxes on earnings for a…

Full question: Has there been any changes to the surviving spouse benefits in 2024. I started drawing my deceased ex-spouse benefits when I reached SS retirement age of 65 or 65 1/2 (don’t recall exact age). I kept working because at the time I was told I could switch to my personal benefits at age…

Full question: I will be 70 in May and have been collecting my deceased spouse’s benefits. Do I have to apply for my own benefits or is there a way to switch? Hi there, If your own retirement benefit at age 70 is a greater amount than the survivor benefit, you could switch to that…

Full question: I am retired military receiving retired pay. I am also receiving 100% VA Disability compensation. My spouse was drawing SSDI at the time of her death (aged 53). I have not remarried and will turn 60 next year. Am I eligible to receive a Survivor Benefit? If so, is there a reduction due…