Full question: Hi Martha. Had a case recently where a younger spouse with a small benefit claimed her own benefit at age 62. She will get a spousal benefit eventiually when her husband files for his. When her husband files, does she have to immediately start the spousal benefit, or can she wait a few…

Full question: At age of 62 I start receiving my Social Security benefits under my work record (my ex- was not yet eligible, he was 61.5). Then at 71 can I switch to ex- and receive his, the full 50% SS benefits? (His benefits are 2.5 bigger than my. “Deemed filing” is NOT apply here….

Full question: My husband died August 9, 2023. Can I claim survivor benefits at age 62? My husband was 67 when he died, he was collecting Social Security. Hello, Yes, you can claim your survivor benefits at 62 (50 if disabled). If you are eligible to receive both retirement benefits and survivor benefits, you can…

Full question: I was married for 32 years and my wife passed away in 2005 at age 57. I started my Social Security benefits at age 62. Am I eligible for a higher monthly income as a widower even after all these years? Hi there, If your survivor (widower) benefit exceeds the amount of your…

Full question: I was married in 1982 and the divorce final in 2013. Am I entitled to his Social Security? We both are 69 and not remarried. Hi there, Yes, you are eligible for spousal benefits based on your ex’s earnings record because the marriage was more than ten years. For personalized support, you can…

Full question: My wife receives a spouse with child-in-care payment based on my work record. Currently both her and my child’s payments are reduced due to the family maximum. My wife is going back to work and will suspend her payments because her income will far exceed the max allowed. Will Social Security restore my…