Full question: I started my SS at 62, my ex-husband passed away. We were married 10 years. I was denied survivor benefits. Hello, Based on the information provided, as you were married to your ex-spouse for over 10 years and have started collecting your own Social Security benefits at 62, you should be eligible for…

Full question: I am 63 and drawing child-in- care benefits from my husband’s record. Because our 31 year old disabled daughter and I both draw from husbands record, the amounts are limited to the family maximum. If I earn over the earnings limit in 2025, and my benefits are cut, will our daughter’s benefits be…

Full question: After I turn 67 FRA can I claim my spousal support who passed away on August 9, 2023? Hi there, Yes, after you reach your Full Retirement Age (FRA) of 67, you can claim survivor benefits based on your late spouse’s record. Survivor benefits do not increase past the surviving spouse’s FRA, so…

Hi there, If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at your local Social Security office. For a step-by-step guide on how to apply for Social Security retirement…

Full question: I am divorced age 50 with minor children. My ex spouse is 66 so the children ages 11 and 13 are eligible for benefits too. As the ex do I have benefits as the kids mom and if so do the income thresholds apply? Hello, As the mother of your ex-spouse’s minor children,…

Full question: Hi Martha, I started my Social Security at 62 (am now 63) and took the reduced amount. My wife (62) is considering applying for spousal benefits as she has not contributed much to Social Security. Does she qualify for half of the full retirement benefit that I would have received at 67 (minus…