Railroad Retirement

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Do I need to notify RRB of my spouse’s death?

Full question: My hubsand died on his birthday, December 23 and was scheduled to get pension and annuity January 1. Will it still be disbursed or do I have call RRB immediately so they can adjust the amount? Hi there, When a spouse dies it is always important for the survivor to notify any agency…

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Will my deceased husband’s railroad pension impact my Social Security?

Full question: Why can I receive my deceased husbands railroad pension, but I cannot collect my Social Security that I paid into after working for over 30 years? Hi there, Railroad retirement and survivor benefits work with Social Security, not in addition to it. That means that the Railroad retirement benefit is subtracted from the…

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Can I collect a railroad spousal benefit and does my own work affect that benefit?

Full question: I married July 1, 2022, to a railroad retiree, which retired in 2002 after 35 years, I turned 61, April 23, 2023. I currently work full-time been with company 7 years in October, can I collect of my spouses railroad retirement at age 61, and can I still work? Hello, It sounds like…

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Will my Social Security benefit impact my survivor Railroad Retirement annuity?

Full question: I am a surviving spouse receiving Railroad Retirement (RR) annuity. I plan on taking my own Social Security next year. Does the entire tier 1 go away? My total is more than tier 1. Thank you! Hi there, Thank you for your question about railroad survivor annuities and Social Security benefits. The tier…

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If I claim spousal benefits through my husband’s Railroad Benefits, will it make me claim my Social Security benefit too?

Full question: I am hoping you will be able to assist in answering a question related to spousal benefits that potentially may involve coordination between the Railroad Retirement Board (RRB) and the Social Security Administration (SSA). I plan to take my full retirement benefits at age 67 through SSA. I am currently 62. I do…

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If I switch from Railroad spousal benefits to my own retirement benefit at 70, will I still receive delayed credits?

Full question: My wife retired from the railroad at 63. I am collecting a railroad spousal annuity at 65. When i switch at 70 to my own Social Security which is higher than my Railroad spousal annuity, do i get the delayed Social Security credits from 66 and 6 months to 70? Hello, Thank you…

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