Full question: My husband receives Railroad retirement. I elected to receive my Social Security due to being more. Will the new HR82 allow me to receive both with no penalty? Hi there, On January 5, 2025, President Joe Biden officially signed the Social Security Fairness Act (H.R. 82) into law. This law repeals the Windfall…

Full question: I’m a retired teacher in California and now qualify for Social Security payments for earlier Social Security work. I’m 67. When will the benefits start for me? Hi there, I am assuming you are referring to benefits due to you now, with passage of The Social Security Fairness Act (H.R. 82). On January…

Full question: My wife applied for half of my Social Security in 2016, but she was denied due to her teacher pension and her Account was put on Suspension! But now HR 82 has been approved and Biden to sign soon, does she have to go back into her Social Security account and re-apply for…

Full question: I’m a retired widow from City Government, and I received a pension for all the years I worked for them. They informed me I don’t qualify for my husband’s benefits because of my pension. I would like to know if this is correct. My husband contributed to Social Security for almost 50 years….

Full question: Martha….I have a retired FBI agent with a $9,125/mo pension. It has a 75% survivor benefit for his spouse. His spouse works and has a Social Security Benefit of $1,100 at her FRA at 67….can he collect any Social Security? On his own work record (separate from his former federal employment or collect…

Full question: We are married and both collecting Social Security benefits. My benefit is substantially more than hers. Can she collect a spousal benefit (is it 50%?) while I am living and still receive and receive (is it 75%) of my benefit at death? My wife has reduced benefits due to municipal employment.  Hi there,…