Full question: The French pension is composed of the State pension plus what we called the Agirc Arco points.Are these money points subject to GPO when you get spousal or widow Social Security? Hi there, Thank you for your question about the Government Pension Offset, GPO rule. This rule applies to dependent benefits such as…

Full question: My wife is Italian and will collect a work pension from a UK University which is non-covered, in terms of Social Security. I collect SS benefits for about 19 years of covered work in the US. Will my wife’s non-covered University pension be subject to GPO, and so reduced? Hello, Thank you for…

Full question: If my spousal SS benefit is higher than SS benefit based on own contribution (> 40 credit) would a foreign pension of a country with a totalization agreement lower US social security benefits? Hi, That is a great question. Generally speaking, foreign pensions do not affect Social Security spousal and survivor dependent benefits….

Full question: I am English and live and work in Germany. I was married to a US citizen for 33 years. Will I be entitled to 50% if his social security when I retire at 67 ( 7 years from now) . I will receive a Small German Pension based on my mandatory contributions. Hi…

Full question: (I am an American citizen) Is it fair that I paid into Social Security and obeyed the rules while working in the USA until I came to Portugal and began working here where I then paid into Social Security here and obeyed all the rules? My pension original pension from the states was…

Full question: Hi Martha. I have tried the WEP screening tool, but it refers to a totalization agreement that confuses me. Asking this question so I can perhaps talk to a WEP expert in a consultation. I wish to know if the section on this document entitled: “Payments which cannot be used to apply WEP…