Will I receive my benefit or my ex-spousal benefit?

Full question: I was married to my ex husband for 11 years and divorced in 2003, I’m now 74 and collected my Social Security at age 64 due to cancer but don’t know if my ex had started collecting Social Security and still working part time and he’s now 72. How do I know if…

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I have a pension from the UK. How will the WEP affect me?

Full question: I am receiving ex spousal benefits and have just become eligible for my own benefits although I am over FRA. I have a U.K. state pension. How will WEP affect me.? Will I still receive the same spousal benefit that I was receiving before? Hi there, If you are receiving ex-spousal benefits and…

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Can I switch to ex-spousal benefits at my FRA?

Full question: I am 62, was married to my ex-spouse for 22 years, been divorced for 9 years, am not remarried, and have no dependents. My ex-spouse is a high earner and is 61 years old. My Social Security benefits are less than 50% of my ex-spouse benefits. I want to apply to receive my…

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Is there any risk to being separated, but not divorced?

Full question: My spouse and I have been separated for 20 years but not legally divorced. I am planning on applying for my Social Security benefits soon, I am still working but at full retirement age, almost 69 actually. Is there any risk because we are still legally married? Hi there, No, there is no…

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Will SSA send a copy of my ex-spouse’s XML earning statement?

Original question: Ex-spouse needs her husbands XML earning statement, but they don’t talk to each other. Will Social Security send her a copy of the earning statement? Hi there, We often get questions about this topic. SSA will usually not provide the earnings record, but the ex-spouse is entitled to know their ex’s primary insurance…

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Can I file for ex-spousal benefits and switch to mine when I retire at 70?

Full question: Martha, I am over 62 years old and divorced, we were married over 10 years. My ex-husband is still working he’s 68 years old. I’m still self-employed also, can I file for spousal benefits until I retire at 70 years old? Hi there! The short answer is that yes, it appears that you…

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