Full question: When Social Security benefits are paid back due to the earnings limits, how are these dollars recouped later? Hi there, It sounds like you are affected by the earnings test, which applies to those who are: Younger than their full retirement age, FRA, Still working, and Also collecting retirement benefits. If the earnings…

Full question: I want to work and collect Social Security. My FRA is August 2026. I need to make $700 per month over the $1,860/month limit because I need to cover medical benefits for my husband and myself. That equals $350/month penalty. How many security checks will be withheld to offset the penalty? Hi there,…

Full question: I work pastime. I am receiving SS retirement. They take out SS every payday. Will this be added to my benefits at the end of the year? Hi there, It sounds like you are affected by the earnings test, which applies to those who are 1. Younger than their full retirement age, FRA,…

Full question: I just turned 65 and my husband passed away seven months ago at age 66. He was collecting Social Security Disability Insurance, SSDI. The Social Security Administration withheld the first two months of my benefits because I made too much money. My only income is from being caregiver to my granddaughter who is…

Full question: I am 62 years old . If I start collecting social security now but continue working are my benefits going to be reduced or they will be the same as if I am not working ? Thank you Hi there, If you start collecting your retirement benefits and are still working, your benefits…

Full question: My friend recently got widowed and her late husband had been receiving SS benefits. My friend is still working, will her income affect her survivor benefits being taxed ? Hi there, If your friend is still working and younger than her full (normal) retirement age – FRA, (between 66 and 67 depending on…