Applying for Benefits

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Can I cancel my Social Security application?

Full question: I had retired in May 2025, received my 1st check in July, but I realized I would like to try to work 1 more year. What do I do and is there a penalty? Hi there, To cancel a Social Security application, you must submit Form SSA-521, Request for Withdrawal of Application, generally within…

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I turn my FRA at the end of May. Should I say I want to receive my benefits in May or June?

Full question: My full retirement age is May 30th 2025. How do I answer the question when do I want to start receiving my benefits. Do I put May or June? Hi there, I assume that you want to file your benefits at your full retirement age so you should put May, the month you…

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Should I have an RSSA consultation?

Full question: I will be 70 in 4 months and will apply for benefits. I will continue having an income. What are the benefits from an RSSA consultation at this point? Hi there, You should apply three months prior to having benefits start at age 70. Your future earnings may raise your benefit amount if…

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If I apply 3 months before I’m 68, what will my benefit amount be?

Full question: I’m looking to start collecting when I’m 68, I’m at FRA. Question is that you are suppose to put in 3 months prior to when you are looking to start. If I put in 3 months before I’m 68, the difference in payout at 67 vs 68 will I get the payout for…

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When will I begin receiving Social Security payments?

Full question: I will be 68 in February 2024. I understand I can sign up for social security 3 months prior to my birthday. To receive the dollar amount for 68, do I choose the date date to start or do I begin to receive payments in the month I turn 68? Hi there, Yes,…

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My wife turns 70 in May. What month should she apply for Social Security?

Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS. Hi there, Your wife can start the online application 3 months prior to…

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