Switching benefits

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Can I collect a spousal benefit at age 62 and then delay and switch to my own benefit at my full retirement age?

Hello, If you are eligible for more than one Social Security benefit, when you apply you will be “deemed to be filing” for all the benefits you are eligible to collect and you will receive the higher amount. This means that you cannot take one benefit and delay collecting the other. You will receive your…

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When I switch from my husband’s survivor benefits to my own retirement benefit, will a month of payment be withheld?

Full question: I’m switching from my husband’s survivor benefits to my own and I want to know if they’re going to withhold a month. Hi there, No. When you switch from a survivor benefit to your own retirement benefit, the Social Security Administration will not withhold a month of payment. Take care, Martha

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