Full question: I recently retired and got a letter claiming i was getting an IRMAA penalty based upon income from 2 years ago – but my current income is now 1/3 of what i made now that I’m retired. How do I fix this issue? Hi there, You can request to lower the IRMAA by…

Full question: I have a client who had their Part A Medicare suspended by SSA & Medicare but she cannot get a reason for this can you help me find the reason? Hi there, This is an issue that the client must contact the SSA about. I would encourage them to reach out to their…

Full question: I am a divorcee, married to my ex for more than 10 years. When he retired I applied for child in care benefits from his retirement, I was 62. Our oldest learning disabled -since birth (now age 40) lives with me. I was approved for child in care benefits in 2019. This past…

Hello, There is no waiting period after filing an SSA-1724 form to claim amounts due in the case of a deceased beneficiary. Hope this helps! Take care, Martha

Original question: Ex-spouse needs her husbands XML earning statement, but they don’t talk to each other. Will Social Security send her a copy of the earning statement? Hi there, We often get questions about this topic. SSA will usually not provide the earnings record, but the ex-spouse is entitled to know their ex’s primary insurance…

Full question: My earnings on Social Security website show zero earnings even though taxes were with held from paycheck. How do I get this corrected? Hi there, You can submit past income tax filings and/or paychecks to the SSA to have those years updated. There are some restrictions on how far back these corrections can…