My husband recently passed away. Is there anything I need to do?

Hello, I am so sorry for your loss. In most cases, a funeral home will report a death to the Social Security Administration. You should provide the funeral home with your husband’s Social Security number. You cannot report a death or apply for survivor’s benefits online. You should call 1-800-772-1213 to speak with Social Security…

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What is Primary Insurance Amount (PIA)?

Hello there, The Primary Insurance Amount, commonly referred to as PIA, is the full monthly benefit that you receive if you claim at your Full Retirement Age (FRA). Claiming earlier reduces your benefit and waiting to claim later than FRA increases your benefit. Your PIA is calculated using a specific formula. If you are eligible…

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What does ‘full retirement age’ mean?

Hello, Full Retirement Age, also known as FRA, is the age at which you will receive the full monthly benefit you have earned from all the years you have contributed into the system. It may also be referred to as normal retirement age. If you choose to claim your Social Security benefits at your FRA, you will…

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What is the average monthly Social Security benefit?

Hi, This year’s (2020) average monthly benefit is $1,503. Last year’s (2019) monthly benefit was $1,461. Back in 1960, the average benefit was approximately $80 per month! Take care, Martha Do you have a question about Social Security? Ask Martha your own question here.

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When is the best time to set up a My Social Security account?

Hi, My suggestion is to create one today! It is quick, easy, and free to create a My Social Security account. Plus, the information your account provides is valuable and will likely save you time from having to call or visit a Social Security office to find the same information. Whether you are or are…

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How do I qualify for benefits? What do I need in order to be eligible to receive Social Security?

Hello, To qualify for Social Security benefits, you must first be a U.S. citizen or lawfully living in the United States. Then, you must have earned a total of 40 or more “credits.” These credits are legally known as Quarters of Coverage. A credit is the basic unit to determine whether one is insured under…

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