When should my wife collect Social Security and what can she collect?

Published: July 13, 2022

Full question: My wife turns 64 in August and I’m 59 and will be working until 65. Then collect at my full retirement age. When should my wife collect and what can she collect?

Hi there,

Without further details it is not possible to give you an accurate answer.

RSSAs consider your ages, but also each of your earnings records and benefit amounts, who is the higher earner, your estimated maximum ages of life, and what your future earnings are projected to be, in addition to other details.

You may sign up for a free 10-minute consultation here.

Take care,
Martha

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