Do I qualify for some of husband’s benefit if I start receiving my own benefits?

Published: May 17, 2024

Original question: Would I receive part of my current husbands SS income if I start receiving my own benefits?

Hi there!

This is a good question and depends on many factors including the amounts of your and your husband’s retirement benefits and what age you start collecting benefits.

If your full benefit, the amount you could collect at your full retirement age, is lower than 50% of your husband’s full benefit (amount if he filed at full retirement age), you would collect some spousal benefit.

You may want to reach out to an RSSA for a Social Security analysis to help you each make the most optimal claiming decisions.

All the best,

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