Full question: My husband retired from RR with 40 year and receives full retirement. I am the spouse getting ready for retirement . My SS is more than RR tier 1. Do I qualify for tier 2 and will that affect my SS benefit?

Hi there,

The Railroad Retirement Act (RRA) and the Social Security Act are integrated to coordinate benefits for railroad workers and their families. The benefit amounts of each and claiming strategies can be very complex depending on each recipient’s covered earnings and other details. The options for each specific case can vary drastically. For personalized support, you can work with an RSSA here.

Take care,
Martha

Schedule Appointment
Back to All