I had an overpayment with Social Security and haven’t received a check since September. What should I do?

Published: February 21, 2022

Full question: I have an overpayment with Social Security. I am on SSI. There is no question on whether or not I qualify. My medical records speak for themselves. They cut my checks off in September of last year saying I had to give them a spend down. I was told I would still get my checks until they reached a decision. I got a notice in October that I had income of $9999.99 in October making me no longer eligible for SSI and cut my payments off going forward. I had no such income and nobody there will acknowledge that notice exists. I haven’t had a payment since September of last year. What do I do?


I am very sorry to hear about your situation. Overpayment notices are never good and very hard to navigate.

Overpayments can occur for many reasons, but the main reason would be that someone decided to collect benefits and then made over the income limit. If you have this situation and know you were not over the income limit, you will need to provide documentation to the Social Security Administration (SSA) showing your income being less than the limit. If your income was over the limit and you continued to receive benefits, the SSA will continue to withhold benefits until the overpayment has been repaid.

Best of luck,

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