Full question: Hello Martha, I’m using the Online Benefits Calculator to determine my monthly retirement benefit. After filling out all the inputs of income and entering a retirement age of 60 it spits out a monthly retirement benefit, but it doesn’t tell you what the age it corresponds to. Can you please assist in telling me what the age it corresponds with is?

Hi there,

The SSA calculator has you enter your stop-work age, which you entered as 60. Therefore, if the age you enter is less than 62, they are estimating (that you will collect) your benefit at age 62.

You may want to enter a stop work at FRA and then enter $0 for the years you are not going to have earnings. It should give you your PIA, the amount at FRA.

To obtain a more detailed claiming analysis, you may want to work with an RSSA.

Best wishes,
Martha

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