TheStreet | Can I Claim a Social Security Spousal Benefit If I File For My Own Benefit First?

Published: November 23, 2021

The highest spousal benefit is 50% of your husband’s primary insurance amount, or PIA, the retirement benefit he is entitled to at his full retirement age of 67, says Martha Shedden, RSSA®, CRPC®, president and co-founder of the National Association of Registered Social Security Analysts. “Yes, you can file for your own retirement at 62,” Shedden explains, “but when you begin to collect spousal benefits at your full retirement age (FRA), your total monthly benefit will be less than the 50% of your husband’s primary insurance amount, PIA.”

ThinkAdvisor | Martha Shedden: Why Advisors Should Watch the Social Security 2100 Bill

Published: November 23, 2021

Martha Shedden is president of the National Association of Registered Social Security Analysts, which she co-founded in 2016. An engineer by training, Shedden turned to financial and retirement education in 2011 when she opened her business, Shedden Social Security & Retirement Planning. In an email, Shedden responded to 10 questions on her professional and personal endeavors.

Forbes | The New Social Security Statements: Reasons To Check Yours Out

Published: November 19, 2021

Martha Shedden, co-founder of the National Association of Registered Social Security Analysts, had a mixed review of the new Social Security Statement. She liked its short length, layout and colored formatting “which make it easier for workers to quickly understand their benefits,” Shedden told me. And she approved of the monthly benefit estimates, the Statement’s “Retirement Ready Fact Sheet” for people (based on their age decade) and links, rather than arcane wording, to some of Social Security’s claiming rules…

Next Avenue | The New Social Security Statements: Reasons to Check Yours Out

Published: November 16, 2021

“Martha Shedden, co-founder of the National Association of Registered Social Security Analysts, had a mixed review of the new Social Security Statement. She liked its short length, layout and colored formatting “which make it easier for workers to quickly understand their benefits,” Shedden told me. And she approved of the monthly benefit estimates…”

TheStreet | Retirement Daily Learning Center Webinar: Social Security Primer

Published: November 8, 2021

In the first of several Retirement Daily Learning Center webinars about Social Security, Martha Shedden, CRPC, RSSA, co-founder and president of The National Association of Registered Social Security Analysts, explores the following topics: full retirement age; qualifying for Social Security; calculating retirement benefits; average indexed monthly earnings; primary insurance amount; reductions and credits; life expectancy; and working while collecting.

ThinkAdvisor | What Does a Short-Term Boost Do for Social Security? Plenty, Says a Top Analyst

Published: October 29, 2021

Retirement expert Martha Shedden thinks Rep. John Larson, D-Conn., who introduced the Social Security 2100: A Sacred Trust bill Tuesday, has “done a great job overall.” But after going through the various sections, she called Larson’s office to ask why many provisions in the bill only last from early 2022 to year-end 2026.