I plan on working past age 70. Can I collect Social Security while I continue to work?

Published: August 10, 2020


Yes, you can and depending on the amount that you earn during those years, your Social Security benefits may increase due to Social Security’s Recomputation of Benefits provision.

Each year you work, you add to your earnings record and Social Security automatically recalculates your benefits.

They average your years of earnings through the year you are 60 based on historic wage growth. Earnings after age 60 are treated at face value. Social Security then takes the 35 largest of these values to calculate your benefit amount.

So if your earnings while working past age 70 are above the smallest of the you will raise your Social Security check.


Do you have a question about Social Security? Ask Martha your own question here.

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