Can I claim survivor benefits at age 62?

Published: December 12, 2024

Full question: My husband died August 9, 2023. Can I claim survivor benefits at age 62? My husband was 67 when he died, he was collecting Social Security.

Hello,

Yes, you can claim your survivor benefits at 62 (50 if disabled). If you are eligible to receive both retirement benefits and survivor benefits, you can file for one early, even if it is the smaller amount, and then switch later to the higher one.

Please note that survivor benefits can be collected as young as age 60 and reach their maximum amount at FRA, but retirement benefits increase up until age 70. For personalized support, you can work with an RSSA here.

All the best,
Martha

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