What is my wife eligible to receive for her spousal benefit?
Published: March 4, 2026Full question: I am receiving my Social Security benefit and I believe my spouse is eligible for half of my social security benefit but she is receiving less than that. How do I fix it?
Hello,
Her spousal benefits can be as much as 50% of your primary insurance amount (PIA), the amount you would collect at your full retirement age (FRA), but that may not be the exact amount you are collecting. If you collected later than your FRA, you received delayed retirement credits, so your amount is higher than your PIA. I hope this clarifies what may the case with her benefit amount.
For personalized assistance, you can work with an RSSA here.
Good luck,
Martha