Will a teacher with a pension be subject to the GPO?

Published: August 9, 2021

Full question: Martha, My wife is a retired teacher in Texas, She gets teacher retirement from TRS. She is over 62. Can she collect a spousal benefit from my Social Security without being subject to the GPO?


Unfortunately, no.

I am assuming her earnings as a teacher were not subject to the FICA payroll tax. The Government Pension Offset, GPO, rule will cause two-thirds of her pension amount to be deducted from any spousal or survivor benefit she is eligible to collect based on your earnings record.

For a thorough and detailed personal analysis, ensuring you make the optimal Social Security decisions, schedule a free consultation with an RSSA.

Warm regards,

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