Full question: Can I collect my ex-husband’s Social Security at 72, even though we were married for 17 years and I started collecting disability early and then when I became age to get my Social Security it switched over?

Hi there,

If you were married for at least 10 years, you could be eligible for spousal benefits from your ex-spouse.

Your ex-spouse needs to be at least 62 years old and has to be collecting their own benefit. However, if you have been divorced for at least two years, then you are able to collect without your ex-spouse collecting, but they still have to be at least 62.

If you are eligible based on the above, then it comes down to what your own retirement or disability benefit is, and what your ex-spouses’ PIA (Primary Insurance Amount) is. If your retirement benefit is more than half of your ex-spouses PIA, you would not be eligible.

For more personalized advice and information, you can schedule a consultation here.

Take care,
Martha

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